BUYING IN 2024 | DO NOT DO THIS

If you fail to plan, you plan to fail

If you are SERIOUS about buying a home in 2024 or 2025, DO NOT:
🚫 FINANCE A NEW CAR - This increases your DTI

👎COSIGN FOR ✨️ANYONE✨️- THEIR payment becomes factored into YOUR profile

🚫Make Late Payments- First of all, it drastically hurts your credit score. The rule of thumb is not to have any late payments in the last 12 months, if you have other factors that can offset that late payment, your lender MIGHT be able to work with it. If you have a late payment, chat with a lender to find out what your options are.

👎 Go From W2 to 1099: YOU will more than likely need to wait 2 years to obtain a mortgage if you switch from a W2 to a 1099 filing status.

Find out more do's and don't by reaching out

Biridiana Morales

📲(951)459-7370

Signature Real Estate Group
#02098915 | #01482553

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