BREAKING: Medicare Part D Premium Costs Confirmed For 2025

Can you help with Plan D?

40 minute video to give an answer to ONE question? 😂

This is horrifying to think if someone ends up on ALL of these meds like my Mom is, that she would be forced to go from pharmacy to pharmacy to get the best price. This is insanity for an elderly person.

Thank you

The moral of the story is that you never know what can happen but do all you can while you are younger to be as healthy as humanly possible to mitigate the high number of drugs you will use when you have to go on medicare.

Its pretty sad that in the united states of America in 2024 that we have to go through this confusion to buy a pill we can afford. Absolutely ridiculous!

!!!!!!!!!!!!!!!!!!!!!!! Insane in the membrane. Feel like I'm on a Roller Coaster Ride!!! LoL

So if my husband and I can barely dish out for a supplement plan and a drug coverage plan, we have to pay approximately $400 per month (together) because we both take a drug that is Tier 5. What are fixed income people supposed to do 😞

My wife has Leukemia and recently (December 2023) had a stem cell transplant. Have been on Obama care which is so expensive. She is retired disability and will turn 65 July of 2025. We are horrified trying to take all this in and dreading what it will cost us. And the double whammy is the getting taxed on her Social Security which could help pay these ridiculous Cancer med costs. Lord help us.

thx for this update

i guess i'm an idiot. where do i go to get this info? what web site?

This is criminal! Seems like 52 card Monte😡

You have a great staff! Very helpful, professional, and knowledgeable.

Can you do a video explaining the difference between “basic” and “enhanced” Part D drug plans?

How do I know what medications I may need in the coming year? What if it is NOT on the formulary? Perhaps a deep look at formularies in each plan is necessary

Do same program premiums increase due to subscribers age?

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Reading all of these comments. Folks this is NOT THAT COMPLICATED. On this years plan the premiums went up to $44 a month for next year and no longer covered one of my meds.. I went in and got a plan that was $0.0 and covered all of my meds. My total costs for the year ended up being about the same as last year maybe less. And NO, you don't have to run around to different pharmacies unless there is a big discrepancy in price between the pharmacies. And they show you the total price + premium total for the year.

Every time I watch this guy I get even more confused, the only thing is clear is I am getting robbed.

My deductible went from $0 to $590. Thank God I'm on insulin which is exempt from the deductible. I have to pay $35 for a 30-day supply. They also went from $47 copay for tier 3 medicine to 24% of total cost of that medicine. That's much much higher!!!😮

Always helpful and easy to understand information (or as easy as Medicare information can be)!

What about the special programs that were used for drugs that were not in the formularies in 2024, are those drugs going to be in the formulary in 25? I’m thinking of inhalers in particular.

Thanks Marvin 😊

$2k cap, but now my meds WILL NOT BE COVERED. I already need to find another primary care provider. I already cannot afford Medicare that I was forced onto and they tacked on a penalty for the rest of my life, because I was on a better and cheaper insurance until they went under.

What about local pharmacy

Seems like they All want us on drugs!..

Im soo freaking confused

Very well explained, thank you.

Why can't we get a printed formulary for all drugs from all plans without adding the medications we take? If we had the formularies we could look at drugs that might be next in line for our medical problems.

Thank you for the detailed explanation how to find the plan and pharmacy. As explained, so after patient spend $2000, go to phase 3, it is better to switch from generic drug to Brand Name Drug without patient to pay any?

So sad America has turned into this.

What if you take a brand drug that is not in your formulary that costs 600 a month. Is it covered?

Illegals get free medical

How can you expect a regular person to understand all these jargon’s?
My head is spinning, my eyes are watering, and my heart is aching…
I still don’t get that part of $590.00 deductible. So comes Jan. 2025, regardless, I must pay that amt. then again, pay for the copay of the medicine (new Medicare jointer)?
With all the threats about Medicare Advantage, including some hospitals and Doctors refuse and or discontinue excepting Medicare Advantage. So I have to purchase Part G the cost is $189.10 per month.
And it’s like auto. Ins., you buy and you pray nothing ever happened.
At least, I will not live my the rest of my life afraid of getting sick and pay the deductible (this year $1,600.00 for every 60 days for one unfortunate episode on top of 20% copay.
People must stop eating just to get health care for old age. God bless America.

What about Tier 5 SPECIALTY drugs, as for CANCER?????????

- SPECIALTY pharmacies are NOT listed

30-day supply of tyrosine kinase inhibitor levatinib (Lenvima): $21,500

In 2024, I paid a copay of $3,310.89. I have the WellCare $0.50/month

I am in Catastrophic Coverage

In 2025, I’m told I’ll be paying $2000?

In your example with the added drugs, I would stay with WellCare and buy the expensive drugs through Gold RX. It would be way, way cheaper that way.

Thank you so much. Great information.

Thank you.

Thank you for doing this. It's all very confusing. I actually was dealing with an agent and he printed out stuff from the Medicare site which showed prices. When I went on the Medicare site myself, I got very different numbers. I'm not sure why, but now I'm going to do the comparison and see why the numbers didn't make sense before. Again. Thanks for your help.

I just paid 94.95 for 1. ( one pill ). Insane

I just wanted to say how much I learned by watching your videos, and this one was dead on for me. My plan looked like its exploding for 2025 and I need to take a close look at all the plans again.

However, you are missing another possible drug plan, besides a Part D or Medicare Advantage. The VA (for us vets.) I'll also be looking at what the VAs cost is for 2025. Not enthused about a mail order plan, but ....

I’m confused! When going over the M3P plan, he shows that in April the person reached the $2000 max out of pocket, but stated they would still be paying the $181.31 in this example, each month through December. I thought once the person reached the max out of pocket(which is inclusive of the plan and manufacturer payments) they wouldn’t pay any more out of pocket. So that’s not the case?

Hi Marvin, this was so well explained, Thank you for this information.

Good thing we have NATIONAL HEALTHCARE! :-/

You have no feeling for the poor . How will the poor manufacture out of pocket payments , you Democrats

If they get rid of the middleman in drugs the cost of tier 3 and higher drugs would be greatly reduced!

So 70 percent of people not reaching there max,,, pay to lower “expensive “ drugs so company’s prosper

@Medicare School ... Right now I am on nothing. But, I guess there is no way to plan for the future? Such as, if I went to the doctor in January, and was diagnosed with colon or lung cancer, whatever, something serious. I wouldn't even know what I would be prescribed, to pick a D Plan (/pharmacy). Well, there is the cap. So, even with nothing, I am going to enroll in the payment plan option. It wasn't clear to me: Is there a premium for that, or an extra premium?

Thanks. This was a very informative video. ❤